Santa Fe Homes under $700,000

Welcome to Santa Fe, New Mexico—a city where rich history, vibrant culture, and stunning landscapes converge to create a truly unique living experience. Known as the "City Different," Santa Fe boasts a distinctive blend of Native American, Spanish, and Anglo influences, evident in its adobe architecture, art galleries, and world-class cuisine. Nestled in the foothills of the Sangre de Cristo Mountains, this enchanting city offers year-round outdoor adventures, from hiking and skiing to exploring the breathtaking landscapes of the nearby national parks.

For those considering a move to this captivating city, Santa Fe offers a range of homes under $700,000 that cater to diverse lifestyles and preferences. Whether you’re seeking a charming adobe-style home with traditional Southwestern flair, a modern townhouse with contemporary finishes, or a cozy cottage surrounded by lush gardens, you’ll find an array of options that fit your budget without compromising on quality or character.

Living in Santa Fe means immersing yourself in a thriving arts scene, with numerous galleries, museums, and festivals celebrating local talent. The city’s culinary landscape is equally impressive, featuring everything from authentic New Mexican cuisine to innovative farm-to-table dining experiences. With a warm community spirit and an abundance of outdoor activities, Santa Fe is not just a place to live; it’s a lifestyle.

Explore the homes available under $700,000 and discover your dream residence in this magical city. Embrace the opportunity to call Santa Fe home, where every day feels like a celebration of culture, nature, and community.

Newest Santa Fe Homes under $700,000

$699,000

3 Beds ⋅ 4 Baths

*Under 48 Hour Right of First Refusal* INCREDIBLE FIND - 1.5 acre property w/quality dream home, 1,206 sq ft workshop, and included 0.75-acre parcel zoned for either residential, commercial, or agricultural. Found just 20 minutes from either Santa Fe Plaza or Los Alamos National Labs in the coveted & fertile Pojoaque valley complete w/irrigation water rights. Special features of the home incl: new roof, newly painted interior & exterior, energy-saving Pella thermal windows, in-floor radiant heat for cozy winter days, 2 low-maintenance gas diamond plaster kiva fireplaces, tile or new high-quality engineered wood flooring throughout (no carpet!), updated baths, and a total kitchen remodel w/new cabinetry | stainless steel appliances | granite slab countertops. Also available on 0.75 acre lot

5 JR Drive, Santa Fe

$230,000

1 Beds ⋅ 1 Baths

Welcome home to one of the best-located condos in the community: a first-floor unit right next to all the amenities! No stairs to climb, and the pool, gym, hot tub, and sauna are just steps away. Relax on your private, tree-shaded porch with fragrant lavender, or cozy up by the wood-burning fireplace. The bedroom has been upgraded with extra-thick StainMaster carpet with a lifetime transferable warranty for added comfort and peace of mind, plus two walk-in closets with plenty of hanging and storage space. Other recent upgrades include fresh exterior paint(2024) and a newly repaved driveway (2025).A washer and dryer are included, so there's no trip to a laundry room. The HOA handles the upkeep, from chimney sweeping to snow removal and landscaping. This gated community has its own gate access to the Arroyo Chamiso and Rail Trail, so you can walk or bike to the Plaza. Nearby, enjoy the Genoveva Chavez Community Center with an Olympic-size pool, kids' pool, ice rink, basketball and racquetball courts, a full gym, and group fitness classes. South Capitol Station offers the Rail Runner to Albuquerque and buses to Ski Santa Fe, Taos Ski Valley, Los Alamos, and more. Major shopping is just minutes away. Pet friendly per HOA rules.Schedule your showing today!

2501 W Zia Road Unit APT 9112, Santa Fe

$525,000

3 Beds ⋅ 3 Baths

One of the very few homes under $550k in Santa Fe, Welcome to 7240 Vista Serena Loop, where modern living meets the breathtaking beauty of Santa Fe! This stunning 2021-built, two-story home offers 3 bedrooms, 2.5 bathrooms, and 1,630 square feet of thoughtfully designed living space that is turnkey and move-in ready. Built just a few years ago, you'll enjoy the peace of mind that comes with everything being newer from the systems to the finishes. Step inside and immediately feel the difference. The open, contemporary layout is flooded with natural light, creating a warm and inviting atmosphere from the moment you walk through the door. The modern kitchen is as functional as it is beautiful, offering ample storage and a seamless flow into the spacious living areas, perfect for everyday living and effortless entertaining. Refrigerated AC keeps things cool and comfortable year round. Out back, prepare to fall in love. The serene backyard overlooks stunning natural surroundings that offer a sense of peace and privacy you can't put a price on. Did we mention the location?? Absolutely unbeatable. Just 15 minutes from the vibrant culture, dining, and charm of downtown Santa Fe, and approximately 45 minutes to Albuquerque, you get the best of both worlds without sacrificing either! Schedule your private showing today!

7240 Vista Serena Loop, Santa Fe

$315,000

2 Beds ⋅ 1 Baths

Charming single-level adobe townhome in Santa Fe's Valle Vista community, offering 2 bedrooms, 1 bath, and convenient access to the 599 Rail Runner. Recent updates include refrigerated air, new appliances, fresh interior paint, new carpet, upgraded bedroom closets, and added attic insulation. Custom tile flooring adds Southwestern character, along with pantry space and stackable washer and dryer. Outside, a new driveway gate leads to a fully fenced yard with a covered dining area, fiesta porch, flagstone walkways, fruit trees, and raised garden beds ready for your personal touch. A storage unit and attic provide additional storage, while multiple outdoor access points make it easy to enjoy Santa Fe's beautiful days and outdoor living.

15 N Sierra Place Unit # B, Santa Fe

$499,000

2 Beds ⋅ 2 Baths

Built by the current owners and used exclusively as a second home, this well-cared-for Rancho Viejo residence has been very lightly lived in and offers an appealing balance of comfort, flexibility, and convenience. Part of Rancho Viejo's Encantado series, the home features two bedrooms plus a den/flex room that lends itself beautifully to a dedicated home office, creative space, or additional living area. The main living spaces flow naturally together, creating an inviting setting for both quiet days at home and gathering with friends. At the center, the upgraded kitchen features granite countertops, a custom backsplash, and a generous island with seating--an easy place to gather over coffee, conversation, or a casual meal. Zero interior steps enhance the ease of living, while the private rear-entry two-car garage preserves the home's welcoming streetscape. The covered portal and side yard extend the living space outdoors, offering a comfortable spot for dining, gardening, or simply enjoying Santa Fe's climate. Rancho Viejo was thoughtfully planned around open space, wildlife corridors, and miles of walking paths, creating a genuine connection to the high-desert landscape. Equally special is its commitment to dark skies, allowing the stars and expansive New Mexico night sky to remain part of the experience of living here. All of this comes with remarkable everyday convenience--minutes from Santa Fe Community College, the Institute of American Indian Arts, Presbyterian Santa Fe Medical Center, the Rail Runner Station, dining, shopping, and other Santa Fe amenities. With its own community fire station and an easy, low-maintenance setting, the property is particularly well suited as a Santa Fe second home or full-time residence.

38 Calle Ancla, Santa Fe

$415,000

3 Beds ⋅ 1 Baths

Discover this charming single-level home on a spacious lot in Santa Fe's established La Resolana neighborhood. Offering approximately 1,021 square feet, the home features three bedrooms, one full bathroom, and a comfortable den addition with a wood-burning fireplace. Brick and tile flooring, insulated windows, forced-air heating, and evaporative cooling add to the home's appeal.Enjoy shaded outdoor living beneath the backyard portal. The property also includes a drive-through carport with backyard access, a storage shed, and an additional detached structure currently used as a game room. Conveniently located near parks, schools, shopping, and Santa Fe's cultural and commercial destinations.Motivated seller--quick sale needed! Multiple purchase options may be available, including a potential real estate contract or other creative financing structure with approximately $40,000 down, subject to seller approval, existing loan terms, title review, and all required documentation. Contact the listing broker for complete details. Owner Financing Available!

2901 Camino Del Gusto, Santa Fe

$474,900

3 Beds ⋅ 2 Baths

Welcome to your own little slice of Santa Fe in the desirable Tierra Contenta community, where warm New Mexico days, colorful sunsets, and easygoing living come together beautifully. This well-loved home has been thoughtfully refreshed with beautiful new wood flooring throughout, new mini-splits for year-round comfort, and recent roof maintenance.The kitchen is ready for everything from morning coffee and breakfast burritos to evenings spent cooking with friends. There's plenty of cabinet and counter space, a breakfast bar for gathering, plus a new gas range, dishwasher, and refrigerator. Three generously sized bedrooms offer comfortable retreats, while the conveniently located laundry area includes a new washer and dryer. An attached two-car garage and ample driveway parking take care of the practical side of life, but the real charmer may be the generous gated patio. String up the lights, bring out the colorful pots, pour something refreshing, and settle in for dinner beneath that famously beautiful New Mexico sky. Comfortable, colorful, and wonderfully Santa Fe, this Tierra Contenta home has been lovingly updated and is ready for its next chapter. Come take a look. You just might find your happy place in the City Different.

6755 Camino Carlita, Santa Fe

$425,000

2 Beds ⋅ 1 Baths

Discover the charm and convenience of central Santa Fe living at 815 Allendale Street. This unique home features hardwood floors and a generous floor plan with a finished basement area and a room that could serve as a second bedroom with a closet. Additional highlights include a one-car garage and easy access to Santa Fe's renowned restaurants, shopping, galleries, and entertainment. Whether you're looking for a full-time residence, Santa Fe getaway, or investment opportunity, this property is ready for you to make it your own. Come experience all that Santa Fe has to offer!

815 Allendale Street, Santa Fe

$550,000

3 Beds ⋅ 3 Baths

$5K Seller Credit! Tucked away down a quiet cul-de-sac, this Pueblo-style home offers 3 bedrooms, 3 bathrooms, an office, and a 2-car garage, all in a stunning setting that backs directly to open space. Surrounded by breathtaking views of the Sangre de Cristo, Ortiz, Sandia, Manzano and Jemez mountain ranges, this home captures New Mexico sunsets, sunrises and spectacular panoramic scenery in nearly every direction. The yard is fully landscaped and ready to enjoy, featuring a spacious portal/patio, water feature, fruit trees, and a large hot tub beneath a gazebo. Inside, enjoy a cozy kiva fireplace and Southwestern touches throughout. Upstairs, the primary suite offers a private balcony with incredible views. A newly installed (12/2025) TPO roof with a transferable warranty adds valuable peace of mind. With its exceptional outdoor living spaces, scenic greenbelt setting, and Santa Fe style, this home is a true Southwestern retreat.

4708 Contenta Ridge, Santa Fe

$481,000

3 Beds ⋅ 3 Baths

3 BEDROOM + 2.5 bath + DEN/STUDY | $6,000 SELLER CREDIT! Motivated sellers are offering buyers a $6,000 credit that may be applied toward an interest-rate buydown or closing costs, subject to lender approval--a major bonus that can help reduce the buyer's upfront costs or potentially lower monthly payments.Like-new and built in 2022, this beautifully maintained single-level home features 3 bedrooms, 2.5 bathrooms, PLUS a dedicated den/study within a thoughtfully designed 1,574+/- sq. ft. floor plan. The den is additional flexible living space and is not being represented as a fourth bedroom.The bright, open-concept living, dining, and kitchen areas are filled with natural light and designed for comfortable everyday living and entertaining. The well-appointed kitchen features stainless steel appliances, a gas cooktop, soft-close cabinetry, abundant storage, granite countertops, and generous workspace.The spacious primary suite offers a private retreat with a walk-in closet and three-quarter en-suite bath with walk-in shower. Two additional bedrooms share a convenient Jack-and-Jill bathroom, while the separate den/study near the front entry provides an ideal space for a home office, library, hobby room, media room, or additional living area. Ceiling fans in all three bedrooms and the living room, along with refrigerated air, provide year-round comfort.Enjoy true single-level living with no interior steps. Outside, low-maintenance gravel landscaping in the front and back makes upkeep easy, while the covered patio offers a comfortable place to relax or entertain. An attached two-car garage provides direct access to the home.Conveniently located near shopping, dining, parks and major commuter routes, this move-in-ready home combines modern finishes with easy, low-maintenance Santa Fe living. HOA dues are just $45 per month and cover road maintenance and minimal landscaping of common areas.

3932 Jaxson Lane, Santa Fe

$699,000

3 Beds ⋅ 3 Baths

When you step into 3001 Pueblo Puye, the sense of craft and classic Santa Fe style instantly grounds you. The main living space opens up with dramatic two-story ceilings anchored by authentic vigas and a traditional kiva fireplace that naturally brings people together. Beyond the main living room, you will find a dedicated dining area featuring custom cabinetry that adds both elegance and practical storage.Every space in this three-bedroom, three-bathroom floor plan feels deliberate. The kitchen comes equipped with new appliances installed within the last five years--including a brand-new 2026 French door refrigerator, gas range, dishwasher, microwave, and oven--alongside a cozy breakfast nook and a tankless water heater. The main-level master suite serves as a quiet retreat complete with a spa tub in the bathroom, while the expansive upstairs bedroom acts almost as its own secondary suite with an ensuite bath, walk-in closet, dedicated living area, and a private covered deck.Comfort was designed into every season of this home. You have radiant heating throughout, supplemented by mini-split units in every bedroom for tailored temperature control, alongside evaporative cooling for the living and dining rooms. Outside, two large decks with awning covers look over a fully landscaped yard serviced by a drip irrigation system. Practical updates are already taken care of, including a 2019 roof under warranty with annual inspections, and a two-car garage with a 2020 epoxy floor, new opener, and two additional driveway parking spots. Located right next to neighborhood walking trails and a local playground, it offers a true Santa Fe lifestyle.

3001 Pueblo Puye, Santa Fe

$685,000

4 Beds ⋅ 2 Baths

Welcome to this like-new, 2025 built, Tifton Walk floorplan located in the lovely Colibri Subdivision. This home features 4 bedrooms, 2 bathrooms, and a 2 car garage. The open-concept design effortlessly connects the spacious living and dining areas, creating an inviting space ideal for both everyday living and entertaining. The chef-inspired kitchen showcases a generous island, stainless steel appliances, and sleek quartz countertops, blending modern style with exceptional functionality. Enjoy the covered patio and private backyard that backs to open space. Convenient access to NM-599 and I-25. Modern appeal and design make this a perfect place to call home.

97 Mountaingem Loop, Santa Fe

Start Your Search

Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.