City of Santa Fe Homes under $700,000

Welcome to the enchanting City of Santa Fe, New Mexico—where rich history meets vibrant culture in a stunning high desert landscape. Known for its Pueblo-style architecture and a thriving art scene, Santa Fe is a haven for those seeking a unique blend of tradition and modernity. Nestled in the foothills of the Sangre de Cristo Mountains, this charming city is a treasure trove of galleries, museums, and eclectic shops, making it a perfect destination for art lovers and outdoor enthusiasts alike.

Santa Fe boasts a mild climate, offering over 300 days of sunshine a year, which invites residents to explore its scenic trails, historic sites, and the breathtaking beauty of the surrounding landscapes. The city is also home to a diverse culinary scene, featuring everything from traditional New Mexican fare to innovative fine dining.

For those looking to make Santa Fe their home, the real estate market offers an array of charming properties under $700,000. Whether you’re seeking a cozy adobe-style home, a contemporary condo with stunning views, or a quaint bungalow in a friendly neighborhood, Santa Fe has something to suit every taste and budget. With its welcoming community, excellent schools, and an abundance of outdoor activities, it’s no wonder that families and individuals alike are drawn to this captivating city.

Experience the magic of Santa Fe, where every sunrise brings the promise of new adventures, and every sunset paints the sky in hues of gold and crimson. Your dream home awaits in this cultural oasis!

Newest City of Santa Fe Homes under $700,000

$230,000

1 Beds ⋅ 1 Baths

Welcome home to one of the best-located condos in the community: a first-floor unit right next to all the amenities! No stairs to climb, and the pool, gym, hot tub, and sauna are just steps away. Relax on your private, tree-shaded porch with a fragrant lavender plant, or cozy up by the wood-burning fireplace. The bedroom has been upgraded with extra-thick carpet for added comfort and offers two walk-in closets. Other recent upgrades include fresh exterior paint (2024) and a newly repaved driveway (2025). A washer and dryer are included, so there's no trip to a laundry room. The HOA handles the upkeep, from chimney sweeping to snow removal and landscaping. This gated community has its own gate access to the Arroyo Chamiso and Rail Trail, so you can walk or bike to the Plaza. Pet friendly per HOA rules. The sellers loved living here, and you will too!

2501 W Zia Road Unit APT 9112, Santa Fe

$315,000

2 Beds ⋅ 1 Baths

Charming single-level adobe townhome in Santa Fe's Valle Vista community, offering 2 bedrooms, 1 bath, and convenient access to the 599 Rail Runner. Recent updates include refrigerated air, new appliances, fresh interior paint, new carpet, upgraded bedroom closets, and added attic insulation. Custom tile flooring adds Southwestern character, along with pantry space and stackable washer and dryer. Outside, a new driveway gate leads to a fully fenced yard with a covered dining area, fiesta porch, flagstone walkways, fruit trees, and raised garden beds ready for your personal touch. A storage unit and attic provide additional storage, while multiple outdoor access points make it easy to enjoy Santa Fe's beautiful days and outdoor living.

15 N Sierra Place Unit # B, Santa Fe

$415,000

3 Beds ⋅ 1 Baths

Discover this charming single-level home on a spacious lot in Santa Fe's established La Resolana neighborhood. Offering approximately 1,021 square feet, the home features three bedrooms, one full bathroom, and a comfortable den addition with a wood-burning fireplace. Brick and tile flooring, insulated windows, forced-air heating, and evaporative cooling add to the home's appeal.Enjoy shaded outdoor living beneath the backyard portal. The property also includes a drive-through carport with backyard access, a storage shed, and an additional detached structure currently used as a game room. Conveniently located near parks, schools, shopping, and Santa Fe's cultural and commercial destinations.Motivated seller--quick sale needed! Multiple purchase options may be available, including a potential real estate contract or other creative financing structure with approximately $40,000 down, subject to seller approval, existing loan terms, title review, and all required documentation. Contact the listing broker for complete details. Owner Financing Available!

2901 Camino Del Gusto, Santa Fe

$474,900

3 Beds ⋅ 2 Baths

Welcome to your own little slice of Santa Fe in the desirable Tierra Contenta community, where warm New Mexico days, colorful sunsets, and easygoing living come together beautifully. This well-loved home has been thoughtfully refreshed with beautiful new wood flooring throughout, new mini-splits for year-round comfort, and recent roof maintenance.The kitchen is ready for everything from morning coffee and breakfast burritos to evenings spent cooking with friends. There's plenty of cabinet and counter space, a breakfast bar for gathering, plus a new gas range, dishwasher, and refrigerator. Three generously sized bedrooms offer comfortable retreats, while the conveniently located laundry area includes a new washer and dryer. An attached two-car garage and ample driveway parking take care of the practical side of life, but the real charmer may be the generous gated patio. String up the lights, bring out the colorful pots, pour something refreshing, and settle in for dinner beneath that famously beautiful New Mexico sky. Comfortable, colorful, and wonderfully Santa Fe, this Tierra Contenta home has been lovingly updated and is ready for its next chapter. Come take a look. You just might find your happy place in the City Different.

6755 Camino Carlita, Santa Fe

$550,000

3 Beds ⋅ 3 Baths

$5K Seller Credit! Tucked away down a quiet cul-de-sac, this Pueblo-style home offers 3 bedrooms, 3 bathrooms, an office, and a 2-car garage, all in a stunning setting that backs directly to open space. Surrounded by breathtaking views of the Sangre de Cristo, Ortiz, Sandia, Manzano and Jemez mountain ranges, this home captures New Mexico sunsets, sunrises and spectacular panoramic scenery in nearly every direction. The yard is fully landscaped and ready to enjoy, featuring a spacious portal/patio, water feature, fruit trees, and a large hot tub beneath a gazebo. Inside, enjoy a cozy kiva fireplace and Southwestern touches throughout. Upstairs, the primary suite offers a private balcony with incredible views. A newly installed (12/2025) TPO roof with a transferable warranty adds valuable peace of mind. With its exceptional outdoor living spaces, scenic greenbelt setting, and Santa Fe style, this home is a true Southwestern retreat.

4708 Contenta Ridge, Santa Fe

$481,000

3 Beds ⋅ 3 Baths

3 BEDROOM + 2.5 bath + DEN/STUDY | $6,000 SELLER CREDIT! Motivated sellers are offering buyers a $6,000 credit that may be applied toward an interest-rate buydown or closing costs, subject to lender approval--a major bonus that can help reduce the buyer's upfront costs or potentially lower monthly payments.Like-new and built in 2022, this beautifully maintained single-level home features 3 bedrooms, 2.5 bathrooms, PLUS a dedicated den/study within a thoughtfully designed 1,574+/- sq. ft. floor plan. The den is additional flexible living space and is not being represented as a fourth bedroom.The bright, open-concept living, dining, and kitchen areas are filled with natural light and designed for comfortable everyday living and entertaining. The well-appointed kitchen features stainless steel appliances, a gas cooktop, soft-close cabinetry, abundant storage, granite countertops, and generous workspace.The spacious primary suite offers a private retreat with a walk-in closet and three-quarter en-suite bath with walk-in shower. Two additional bedrooms share a convenient Jack-and-Jill bathroom, while the separate den/study near the front entry provides an ideal space for a home office, library, hobby room, media room, or additional living area. Ceiling fans in all three bedrooms and the living room, along with refrigerated air, provide year-round comfort.Enjoy true single-level living with no interior steps. Outside, low-maintenance gravel landscaping in the front and back makes upkeep easy, while the covered patio offers a comfortable place to relax or entertain. An attached two-car garage provides direct access to the home.Conveniently located near shopping, dining, parks and major commuter routes, this move-in-ready home combines modern finishes with easy, low-maintenance Santa Fe living. HOA dues are just $45 per month and cover road maintenance and minimal landscaping of common areas.

3932 Jaxson Lane, Santa Fe

$699,000

3 Beds ⋅ 3 Baths

When you step into 3001 Pueblo Puye, the sense of craft and classic Santa Fe style instantly grounds you. The main living space opens up with dramatic two-story ceilings anchored by authentic vigas and a traditional kiva fireplace that naturally brings people together. Beyond the main living room, you will find a dedicated dining area featuring custom cabinetry that adds both elegance and practical storage.Every space in this three-bedroom, three-bathroom floor plan feels deliberate. The kitchen comes equipped with new appliances installed within the last five years--including a brand-new 2026 French door refrigerator, gas range, dishwasher, microwave, and oven--alongside a cozy breakfast nook and a tankless water heater. The main-level master suite serves as a quiet retreat complete with a spa tub in the bathroom, while the expansive upstairs bedroom acts almost as its own secondary suite with an ensuite bath, walk-in closet, dedicated living area, and a private covered deck.Comfort was designed into every season of this home. You have radiant heating throughout, supplemented by mini-split units in every bedroom for tailored temperature control, alongside evaporative cooling for the living and dining rooms. Outside, two large decks with awning covers look over a fully landscaped yard serviced by a drip irrigation system. Practical updates are already taken care of, including a 2019 roof under warranty with annual inspections, and a two-car garage with a 2020 epoxy floor, new opener, and two additional driveway parking spots. Located right next to neighborhood walking trails and a local playground, it offers a true Santa Fe lifestyle.

3001 Pueblo Puye, Santa Fe

$685,000

4 Beds ⋅ 2 Baths

Welcome to this like-new, 2025 built, Tifton Walk floorplan located in the lovely Colibri Subdivision. This home features 4 bedrooms, 2 bathrooms, and a 2 car garage. The open-concept design effortlessly connects the spacious living and dining areas, creating an inviting space ideal for both everyday living and entertaining. The chef-inspired kitchen showcases a generous island, stainless steel appliances, and sleek quartz countertops, blending modern style with exceptional functionality. Enjoy the covered patio and private backyard that backs to open space. Convenient access to NM-599 and I-25. Modern appeal and design make this a perfect place to call home.

97 Mountaingem Loop, Santa Fe

$459,000

3 Beds ⋅ 2 Baths

6605 Camino Rojo is a one-story Santa Fe home with a functional layout and modern finishes throughout. The kitchen features a center island and stainless steel appliances, creating a well-equipped space for cooking and entertaining. A fireplace anchors the main living area, adding warmth and ambiance to the central gathering space. The primary bedroom includes a walk-in closet for convenient storage and organization. A covered patio extends the living space outdoors, overlooking a fully fenced backyard that creates ample room for relaxation and entertaining. A one-car garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room.. Included 100-Day Home Warranty with buyer activation

6605 Camino Rojo, Santa Fe

$450,000

3 Beds ⋅ 2 Baths

Located in Kachina Ridge Subdivision sitting on a Corner Lot. Features Open Floor Plan, 3 Bedrooms, 2 Bathrooms, Arches, Fireplace & Laundry Room w/Storage. Primary Suite is Spacious offers Dual Sinks, Abundance of Natural Lighting, Walk-In Closet, & provides access to Patio. 2 Car Garage, Generous Backyard, New Paint Fence-Canales, Water Heater 2024 & New EV Cooler filters & Belts. Unbeatable access to Restaurants, ShoppIng, Parks/Trails & I-25.

1507 Kachina Ridge Drive, Santa Fe

$415,000

3 Beds ⋅ 1 Baths

Welcome to your charming southwestern-style home! This delightful 3-bedroom, 1-bath home is filled with natural light, showcasing a bright & open living, dining, & kitchen area perfect for entertaining. Relax by the cozy kiva fireplace in the living area, or spend quiet time in the den. Recent updates like the stucco & water heater bring peace of mind, while owned solar power offers efficient energy. The built-in bookshelves add character, & the attached workshop/studio provides endless possibilities. Step outside to a spacious backyard with a shed 2 apricot trees, a cherry tree & ideal for gardening or outdoor gatherings. Don't miss out on this wonderful opportunity!

990 Calle Katarina, Santa Fe

$399,000

3 Beds ⋅ 2 Baths

Welcome to this beautiful 3-bedroom, 2-bath home on a desirable corner lot in Rancho Viejo. Located on a peaceful street, this home offers the perfect place to relax, unwind, and enjoy the beauty of Santa Fe. Filled with an abundance of natural light from numerous windows and skylights, the interior feels bright and inviting throughout. Vinyl flooring extends throughout the home, and a newer roof was completed in 2025.The home also features a one-car garage with direct access into the house and a private walled yard, offering a peaceful space to relax and enjoy the surrounding landscape.Located in the Rancho Viejo community, you'll be within walking distance of beautiful parks, community trails, and Santa Fe's scenic landscape, all while taking in the stunning mountain views.

42 Victorio Peak, Santa Fe

Start Your Search

Some of the information contained herein has been provided by SWMLS, Inc. This information is from sources deemed reliable but not guaranteed by SWMLS, Inc. The information is for consumers’ personal, non-commerical use and may not be used for any purpose other than identifying properties which consumers may be interested in purchasing.